Cash flow & runway planning
Know your upcoming cash position, plan for big payments, and reduce last-minute scrambling.
Fractional CFO services
Get ongoing CFO-level financial leadership—forecasting, cash-flow planning, KPI dashboards, and decision support—without the cost or commitment of a full-time hire.
What a fractional CFO does
A fractional CFO turns your numbers into a decision-making system—so you can move faster with fewer surprises.
We help owners and leadership teams understand where cash is going, how to plan for seasonality, what to do when margins shift, and which initiatives are worth funding. The goal is simple: clarity, control, and confident next steps.
Best fit: growing businesses (or steady businesses in a changing market) that need
proactive financial leadership, not just historical reporting.
What you get
Deliverables are tailored to your size and complexity, but most engagements include the building blocks below.
Forecasting & budgets
A living forecast and budget you can review monthly and actually use to run the business.
KPI dashboards
Track the few metrics that matter most—revenue drivers, margin, cash, and operational indicators.
Pricing, margin & profitability
Understand true job/product profitability and make pricing or cost changes with confidence.
Decision support
Scenario planning for hiring, equipment, expansions, debt payoff, and “what-if” questions.
Lender / investor readiness
Cleaner reporting, documentation, and a story that makes financial performance easy to understand.
How the engagement works
We start by getting your reporting reliable, then build a rhythm that keeps everyone aligned.
- Assess: understand your current books, tools, and decision points.
- Build: implement a forecast, KPIs, and reporting routines.
- Run: meet on a cadence (monthly/biweekly/weekly) to review, decide, and adjust.
Engagement options
Choose a level that matches your pace. We can scale up during busy seasons or major transitions.
Foundation
Monthly meetings + KPI dashboard + rolling forecast. Ideal if you want clarity and a steady rhythm.
Growth
Biweekly touchpoints, deeper scenario planning, and profitability analysis as you add people or services.
Accelerator
Weekly cadence for rapid change: turnaround plans, cash preservation, fundraising, or expansion.
FAQ
How is a fractional CFO different from bookkeeping?
Bookkeeping and accounting focus on recording and reporting what already happened. Fractional CFO work focuses on forward-looking planning (cash flow, forecasting, KPIs) and helping you decide what to do next.
Do you replace my existing accountant?
Not necessarily. Many clients keep their current bookkeeping/tax setup and use us for higher-level guidance, dashboards, and planning—working alongside your existing team.
What size business is a good fit?
If you have consistent revenue and real decisions to make (hiring, pricing, debt, expansion, seasonality), you’re likely a fit—whether you’re a solo owner or a multi-employee team.
How quickly can we start?
After an initial consult, we typically begin with a short onboarding phase to gather data and confirm goals. From there we establish your forecast and meeting cadence.
Ready for clearer financial decisions?
Let’s talk about where you want to go, what you’re seeing in the numbers, and the simplest path to traction.